Prior to her role at the SBA, Heather worked as the SBA Lending Manager

Heather Luzzi is a seasoned professional with over 30 years of experience in banking and finance. Currently serving as the Director of the Small Business Administration’s (SBA) Sacramento District Office, she has held various leadership positions throughout her career.


Prior to her role at the SBA, Heather worked as the SBA Lending Manager at Golden Pacific Bank and spent over a decade with the SBA, where she was a Senior Loan Specialist and Chief of Lending.

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As District Director, Heather oversees 22 counties in the Sacramento region, ensuring that small businesses have access to the resources and support they need to succeed. Her extensive knowledge of SBA programs and dedication to fostering economic growth make her an invaluable resource for entrepreneurs and small business owners alike.

In addition to her professional pursuits, Heather is committed to giving back to her community

In addition to her professional pursuits, Heather is committed to giving back to her community. She actively supports local organizations and events, such as the Citrus Heights Women’s Club and the Citrus Heights Chamber of Commerce.

With her wealth of experience and passion for helping small businesses thrive, Heather Luzzi is a true asset to the Sacramento business community and an esteemed expert in the field of small business administration.

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